1st BUS RYDE
Insurance in HK

Go with KMB Monthly Pass

$M

Coverage
offered⁺

Policies
issued*

0%

Successful
claims rate

⁺Counted as the total maximum coverage of all policyholders
⁺*Last updated on

BUS RYDE day, better day

BUS RYDE insurance will be your daily Plan B for unexpected events. It's absolutely free for all KMB Monthly Pass holders! If you lose your belongings or get injured while riding a KMB bus, you'll be covered for up to HK$7,000. Plus, to cheer you up after such accidents, you'll receive up to HK$1,000 in Uber vouchers. Redeem now and enjoy added peace of mind!

HK$2,000
Cover for Loss or Theft of Personal Belongings
Meet-a-thiefForget-your-stuff
Tip: please report to the Police and KMB within 24 hours of the loss before filing a claim; the loss of cash and Octopus cards are not covered.
HK$5,000
Accidental Medical Expenses Cover
Lose-your-balanceFall-down-the-stairs
Tip: BUS RYDE only covers accidental medical expenses on the bus; pre-existing illness and injury are excluded.
HK$1,000
Uber Voucher
a-lady-is-using-her-smartphone-on-the-busUber-brand-logo
Upon approval of your BUS RYDE claim, you will be eligible to receive an Uber voucher valued up to HK$1,000.
Tip: This offer is exclusively available to KMB Monthly Pass holders with approved first-time BUS RYDE claims.
BUS-RYDE-icon

Auto-renew every month for free

KMB Monthly Pass holders

pay $0

for BUS RYDE insurance

Check coverage in

1 tap

on YAS app anytime

Get claim support in

48 hours

from YAS Team

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  • Oliver
    Oliver


    BUS RYDE
    One time I accidentally fell asleep on the bus and left my laptop behind. Luckily, I registered for BUS RYDE and was able to claim it back!
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Good to know...

How to activate BUS RYDE?minus

The offer has ended. Thank you for your interest in BUS RYDE!

What are the major exclusions?plus

The following is only a summary of the major exclusions, please refer to the policy provisions for details.

Major Exclusions:Pre-existing conditions, self-inflicted injury, conditions caused by chronic alcoholism or drug addiction, mental disorders, illegal acts, pregnancy, congenital anomalies and acts of war.

Exclusions for Personal Belongings Coverage:
・Money, such as cash, stored value cards (e.g. Octopus cards) , electronic money (paid by computer or mobile phone), cheques, postal orders, bankers drafts, travellers cheques, travel tickets, saving certificates, stamps, gift tokens, telephone cards, etc.
・the property left unattended intentionally
・the loss more specifically insured by any other insurance policies or otherwise reimbursed by KMB
・tickets, food, pets/animals, furniture, business goods, documents, hired property, data, artificial teeth, contact lens, etc.

I lost my wallet on the KMB bus. Can I file a claim? plus

You can claim for the wallet itself. For example, you bought a leather wallet for HK$800. During a KMB bus trip, you lost your wallet. You can make a claim for it. The maximum coverage per item is HK$1,000.

However, the loss of money in the wallet is not covered. Money means cash, stored value cards (e.g. Octopus cards), electronic money (paid by computer or mobile phone), cheques, postal orders, banker drafts, traveler cheques, travel tickets, saving certificates, stamps, gift tokens, telephone cards, etc.

How to file a claim after the accident?plus

In YAS app,
1. Tap “My Coverage” at the bottom menu bar
2. Find your BUS RYDE coverage
3. Tap “Make a Claim” and fill in the details


If you need help, please contact us via:
Email: rylie@hk.yas.io
WhatsApp: 2201 3300 (message only)
Live Chat: (APP) Account > Contact Customer Support OR (Website) tap the live chat button at the bottom right corner

What should I know before submitting a claim?plus

Hope it helps:
1. Check the deductibles(the amount you pay before filing a claim):
・Loss or Theft of Personal Belongings (HK$ 200 deductible per incident)
・Accidental Medical Expenses (HK$ 500 deductible for Chinese Bonesetter or Acupuncturist)

2. Report to the local police and KMB within 24 hours of the loss or theft of personal belongings. 2 reports are essential for claim submission.

3. Within 30 days of the incident, please submit your claims in YAS app.

4. You can make multiple claims until reaching the respective benefit coverage limit.

BUS RYDE

Delight you with HK$8,000 coverage and Uber vouchers, exclusive for KMB Monthly Pass holders!

The promotion material is for reference only. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. Assicurazioni Generali S.p.A. (Hong Kong Branch) reserves the right to accept or decline any application.

BUS RYDE is issued by Assicurazioni Generali S.p.A. (Hong Kong Branch), an authorised insurer in Hong Kong, and arranged by YAS Digital Limited.

Important Statement: The insurance products and the respective benefits are not provided by The Kowloon Motor Bus Company (1933) Limited. Any insurance products or claim-related issues are unrelated to The Kowloon Motor Bus Company (1933) Limited.

Eligibility and calculation of Uber voucher redemption:
1. Upon approval of your BUS RYDE claim, you can redeem an Uber voucher (“the voucher”)  valued between HK$100 to HK$1,000.
2. The voucher amount is calculated as 15% of the approved claim amount, rounded to the nearest HK$50, up to the capped amount. 
3. This offer is exclusively available to KMB Monthly Pass holders with approved first-time BUS RYDE claims. 
4. KMB Monthly Pass holders with previously approved BUS RYDE claims are not eligible for this offer.
5. All rights reserved by YAS, and the terms and conditions may be subject to adjustment without prior notice.

By participating, you agree to these terms and conditions. Violation may result in the loss of voucher eligibility. YAS may modify or terminate this offer at its discretion. Voucher is non-transferable, non-refundable, and governed by Uber's terms. For assistance, contact YAS customer support at rylie@hk.yas.io.