Run smart. Run covered.

Q: How does the 500 km bundle work?

When you buy RYUN, you receive a 500 km coverage allowance, valid for 3 months — whichever comes first. Each outdoor run deducts from your allowance Minimum 5 km per trip Distance is rounded up to the nearest kilometre Buy again when you need more — no annual contract.

Q: When is GPS cover active?

RYUN covers outdoor runs only. Tap GO before you start and END when you finish — protection is active only while you are running. GPS records your route to support any future claim.

Q: How do I activate cover?

Open RYUN in the YAS app, tap GO before each outdoor run, and END when you finish. When claiming, you can also submit Strava or Nike run records (include start/end time, distance and route map).

Q: Does RYUN cover gym running?

No. RYUN only covers outdoor running. Accidents in indoor areas such as gyms are not covered.

Q: How do I file a claim?

In the YAS app: Tap My Trips at the bottom Select the run you want to claim for Tap Claim and upload the required documents If you need help, email rylie@hk.yas.io or WhatsApp 8402 8937 (message only).

Cover for outdoor running in Hong Kong — 500 km allowance, valid for 3 months.

Valid for 3 months

HK$ 50

Run and Stay Protected

See coverage

Accidental medical

Day-run heat stroke

Night-run theft

Your run

Which runner are you?

Day, night or race day — RYUN covers the risks that match your route.

Day runner

Sun-up street loops

Heat and slips are real when the mercury rises.

Accidental medical up to HK$5,000
Day-run heat stroke up to HK$2,000
6:00 a.m. – 5:59 p.m. trips

Night runner

After-work loops & locker runs

Theft and locker break-ins happen when you're off the road.

Night-run theft up to HK$2,000
Accidental medical up to HK$5,000
6:00 p.m. – 5:59 a.m. trips

Race & trail

Race day and trail miles

Falls, twists and broken gear can end a good run fast.

Accidental medical up to HK$5,000
Personal item damage up to HK$2,000
Outdoor runs only

Coverage

Four ways RYUN has your back

Tap a benefit to see a real scenario — and how much you could save.

Accidental medical

HK$5,000

Medical bills from outdoor runs

What happened

While running on the street, Chan slipped on a wet surface and twisted his ankle. The fee for Chinese acupuncture was HK$ 1,000.

Without RYUNYou pay allHK$1,000

With RYUNRYUN pays outHK$500(Claim amount)DeductibleHK$500

Terms & fine print

1a. Accidental Medical Expenses — Cover up to HK$ 5,000 for medical expenses

Claim within 30 days with running records, medical report and receipt

You can choose to have a combination of Western and Chinese medicine treatments. For Chinese medicine treatments, a deductible amount of HK$500 per accident will be applied.
Warm reminder - RYUN only provides protection for outdoor areas. Accidents in indoor areas (e.g. gym rooms) are not covered.

Day-run heat stroke

HK$2,000

Extra cover for daytime heat

6:00 a.m. – 5:59 p.m.

What happened

Shortly after a daytime street run, Chan suffered from heatstroke and he also bumped his head, resulting in western medical treatment expenses of HK$7,000.

Without RYUNYou pay allHK$7,000

With RYUNRYUN pays outHK$5,000(Accidental medical cover)RYUN pays outHK$2,000(Day-run heat stroke cover)

Terms & fine print

2. Special Coverage for Day Run - Heat Stroke Related Medical Expenses — Cover up to HK$ 2,000 heat stroke related medical reimbursement

Claim within 30 days with running records, medical report and receipt

This Benefit is only applicable if the trip is activated from 6:00 a.m. to 5:59 p.m.

Night-run theft

HK$2,000

Stolen items after your run

6:00 p.m. – 5:59 a.m.

What happened

After finishing his training run, Chan found that his tablet in the locker was stolen. The tablet was valued at HK$3,000.

Without RYUNFull lossHK$3,000

With RYUNRYUN pays outHK$1,000(Max per item)

Terms & fine print

3. Special Coverage for Night Run - Personal Items Theft — Cover up to HK$ 2,000 per policy (HK$ 1,000 per item)

Report within 24 hours; claim within 30 days with running records, police report and replacement receipt

This Benefit is only applicable if the trip is activated from 6:00 p.m. to 5:59 a.m.

Personal item damage

HK$2,000

Gear damaged in the same accident

What happened

Chan had a slip during his street run, resulting in a twisted ankle and breaking his phone (repair cost of HK$1,200).

Without RYUNYou pay allHK$1,200

With RYUNRYUN pays outHK$1,000(Max per item)DeductibleHK$200

Terms & fine print

1b. Extension Benefit - Accidental Damage of Personal Belongings — Cover up to HK$ 2,000

Claim within 30 days with running records, damage photos and repair/replacement receipt

For the damage of personal belongings caused by accidents, you are covered for up to HK$ 1,000 per item and up to HK$ 2,000 per policy.
Each accident is subject to HK$ 200 as deductible.
This Benefit is only payable if the Benefit for Accidental Medical Expenses is payable for the same accident.

Accidental medical

HK$5,000

Medical bills from outdoor runs

Sprains, slips & street accidents

Cover up to HK$ 5,000 for medical expenses

What happened

While running on the street, Chan slipped on a wet surface and twisted his ankle. The fee for Chinese acupuncture was HK$ 1,000.

Without RYUNYou pay allHK$1,000

With RYUNRYUN pays outHK$500(Claim amount)DeductibleHK$500

Terms & fine print

1a. Accidental Medical Expenses — Cover up to HK$ 5,000 for medical expenses

Claim within 30 days with running records, medical report and receipt

You can choose to have a combination of Western and Chinese medicine treatments. For Chinese medicine treatments, a deductible amount of HK$500 per accident will be applied.
Warm reminder - RYUN only provides protection for outdoor areas. Accidents in indoor areas (e.g. gym rooms) are not covered.

1a. Accidental Medical Expenses

Cover up to HK$ 5,000 for medical expenses

Without RYUN:Chan has to pay HK$1,000
With RYUN:Chan only pays HK$500 (deductible)
RYUN pays out the remaining HK$500 (claim amount)
(Claim within 30 days with running records, medical report and receipt)

2. Special Coverage for Day Run - Heat Stroke Related Medical Expenses

Cover up to HK$ 2,000 heat stroke related medical reimbursement

Without RYUN:
Chan has to pay HK$7,000
With RYUN:Chan pays HK$0 (no out-of-pocket)
RYUN pays out HK$5,000 (accidental medical cover)
RYUN pays out HK$2,000 (day-run heat stroke cover)
(Claim within 30 days with running records, medical report and receipt)

3. Special Coverage for Night Run - Personal Items Theft

Cover up to HK$ 2,000 per policy (HK$ 1,000 per item)

Without RYUN:
Chan incurred a loss of HK$3,000
With RYUN:Chan received up to HK$ 1,000 per item (Reported to the local police force within 24 hours. Claim submitted within 30 days after the accident, and attached the running records, provided the local police report and replacement receipt of the stolen tablet.)

1b. Extension Benefit - Accidental Damage of Personal Belongings

Cover up to HK$ 2,000

Without RYUN:Chan has to pay HK$1,200
With RYUN:Chan only pays HK$200 (deductible)
RYUN pays out the remaining HK$1,000 (max. limit per item)
(Claim within 30 days with running records, damage photos and repair/replacement receipt)

How to use

Three taps. You're covered.

Download the YAS app, tap GO before each outdoor run, and tap END when you finish — cover is active only while you're running.

Tap GO

Open YAS and tap GO before you start. Your trip activates real-time protection.

Download the YAS app first

Don't have the app? You can still submit Strava or Nike run screenshots when claiming (include start/end time, distance and route map).

Ready to buy your 500 km bundle?

At a glance

Pay per km, bundle included — no annual contract.

HK$0.1

from / km

500 km

bundle included

3 months

policy period

Outdoor

runs only

Ready to buy your 500 km bundle?

Whichever comes first — 500 km or 3 months. Outdoor runs only.

Claims

How does YAS make claims easier for you?

Upload documents in the app — we keep the process straightforward.

Claim in the app

Upload the required documents and submit your claim in the YAS app — quick and convenient.

Support when you need it

If you have questions, contact the YAS team for help with your claim.

Streamlined claims

Get a claim outcome in as little as 3 working days.

FAQ

Common questions

Quick answers about RYUN running cover, the 500 km allowance, activation and claims.

Who can buy RYUN?

RYUN is available to Hong Kong residents aged 18 to 65 with a valid HKID.

How does the 500 km bundle work?

When is GPS cover active?

How do I activate cover?

Does RYUN cover gym running?

How do I file a claim?

Get covered