Light cover,peace of mind abroad

From HK$10/day. Buy online in 3 minutes.

Personal items (phones)
Accidental medical
Death & disablement
Worldwide cover
Worldwide cover3 core benefitsBuy online in 3 minutes
from per day
accidental death (adult)
per-item phone cover (Plan 2)
working days to claim
Product highlights · Coverage

Right-sized cover

Whether Shenzhen, Macau, or further — you don't need heavy insurance, but phones and accident costs still matter.

Three core benefits

Personal items
Baggage, phones, cameras, tablets, and travel documents. Cash, Octopus, and travel tickets are excluded.
Accidental medical expenses
Medical costs from accidental injury. Lower limits apply under 18 and 80+; a deductible applies per accident.
Accidental death or permanent disablement
Cover for accidental death or permanent disablement. Limits vary by age.

Product highlights

Lightweight worldwide cover
Short cross-border trips, covered globally (few exceptions)
Two plans to choose
Plan 1 for essentials; Plan 2 for higher item limits
All ages welcome
No upper age limit — cover the whole family on one trip
Claim via YAS App
Submit online; get a result quickly when documents are complete
Trip scenarios

Common trips, right-sized cover

Examples travellers often insure — choose Plan 1 or Plan 2 to match your trip and buy cover.

Day trip

Same-day cross-border trips

Quick weekends in Shenzhen or Zhuhai — short and simple.

  • From HK$10/day
  • 3-minute purchase
  • Worldwide cover
Family

One policy for the whole family

Cover kids and seniors together with less stress.

  • No age cap
  • Multi-traveller
  • Medical cover
Seniors

No age loading — travel with confidence

Take parents abroad at the same price — no medical check-up.

  • No age cap
  • Tiered limits by age
  • Worldwide cover
Cross-border commute

Daily cross-border, full-trip cover

Work, school runs, or visits — buy cover for your travel dates.

  • Pay per day
  • Right for short trips
  • Personal items
Weekend shopping

Shop with peace of mind

Worried about phones or lost bags? Higher item limits help.

  • Higher item limits
  • In-app claims
  • Worldwide cover
Compare plans

Which plan fits your trip?

Essential cover suits day trips, families, seniors, and commuters; phone-ready cover suits higher personal-item needs (e.g. weekend shopping).

Plan 1

Essential cover · day trips / family / commute

HK$10per day
per person
Personal items (per item)HK$1,000
Personal items (total limit)HK$10,000
Accidental medical (adult 18–79)HK$5,000
Accidental medical (child <18 / senior 80+)HK$2,500
Chinese medicine / dentalHK$200 per dayHK$500 deductible
Accidental death (adult 18–79)HK$200,000
Accidental death (child <18 / senior 80+)HK$100,000
Max trip length30 days
Age limitNone

*Coverage amounts shown are maximum limits (HK$).

Swipe to compare plans

Plan 1Essential cover · day trips / family / commute
HK$10per day
per person
RecommendedPlan 2Phone-ready cover · higher item limits
HK$15per day
per person
Personal items (per item)
HK$1,000
HK$2,000
Personal items (total limit)
HK$10,000
HK$10,000
Accidental medical (adult 18–79)
HK$5,000
HK$5,000
Accidental medical (child <18 / senior 80+)
HK$2,500
HK$2,500
Chinese medicine / dental
HK$200 per dayHK$500 deductible
HK$200 per dayHK$500 deductible
Accidental death (adult 18–79)
HK$200,000
HK$200,000
Accidental death (child <18 / senior 80+)
HK$100,000
HK$100,000
Max trip length
30 days
30 days
Age limit
None
None

*Coverage amounts shown are maximum limits (HK$).

Need trip delay, rental excess, and more? See FLY Travel Insurance (from HK$67/day).

How is GBT different from FLY? See FAQ

Reviews

How GBT helps travellers

Cracked my phone screen in Shenzhen — claim approved for repair costs.

Amy L.
Greater Bay Travel Insurance · Hong Kong
Verified

Grandson sprained an ankle at a theme park — medical expenses reimbursed.

Mr. Wong
Greater Bay Travel Insurance · Hong Kong
Verified

Lost a backpack on a Macau trip — personal items claim was straightforward.

Kelly M.
Greater Bay Travel Insurance · Hong Kong
Verified
Claims

How YAS simplifies claims

Claim from anywhere online — results in as fast as 3 working days when documents are complete.

Claim in the app

Upload documents and submit without paper forms.

Human support

Contact the YAS team if you need help following up.

Streamlined process

Results in as fast as 3 working days.

FAQ

Common questions

What travellers ask before they leave.

Lower premium, focused benefits, and no upper age limit — ideal if you know your destination but want core protection.

Ready to go

Your next trip starts with light cover.

Pick a plan, set dates, done in 3 minutes.

Contact us