Why FLY travel insurance?
**The insured age is 0-79 (Single Trip) and 0-72 (Annual Travel).
Frequently Asked Questions
Are leisure sports like snowboarding, scuba diving, and bungee jumping covered under FLY travel insurance?
Yes, leisure sports are covered. Sports equipment loss/damage is covered up to HK$5,000.
How is the rental car deductible calculated?
The rental car deductible is calculated as follows: If you rent a car locally with motor insurance coverage, the FLY policy will cover the insurance policy's excess or deductible amount that you would typically have to pay in the event of an accident with the rental car. The FLY policy will reimburse you for that deductible cost, but only up to the maximum covered amount specified in the FLY policy.
What if my trip is interrupted due to unforeseen circumstances like a natural disaster?
FLY travel insurance covers trip interruptions caused by unforeseen events such as natural disasters. Please refer to the policy for specific terms and conditions.
Does FLY cover trips for individuals currently outside Hong Kong?
Our policy only covers trips that depart from and return to Hong Kong. We cannot insure trips originating from outside Hong Kong.
Can I purchase FLY travel insurance if I am not a Hong Kong resident?
No, FLY travel insurance is only available for Hong Kong residents with a HKID Card.
Please refer to FLY* Policy Provisions for full coverage and exclusion details.
*FLY is also known as Bravo Travel Protector.
How to choose your best plan?
Think about the coming 12 months - if you’ve planned more than 3 trips, Annual Travel Plan may save you money. Then figure out what you worry about most and compare that coverage among 3 plans. From our experience, the top 3 traveler concerns are Travel Delay, Loss of Personal Belongings and Medical Expenses.
- Single TripAnnual Travel
Medical Expenses
Personal Accident
Emergency Medical Evacuation
Trip Cancellation
Trip Curtailment
Travel Delay
Personal Baggage
Personal Liability
24-hour Worldwide Emergency Assistance
- $500,000
- $350,000
- $10,000
- $10,000
- Cash Allowance$500per 6 hours(up to $2,000)ORLoss of pre-paid expenses⁺ due to cancellation of trip(⁺transportation and accommodation)$1,000
- $10,000
- $1,000,000
- $1,000,000
- $650,000
- $20,000
- $20,000
- Cash Allowance$500per 6 hours(up to $2,000)ORLoss of pre-paid expenses⁺ due to cancellation of trip(⁺transportation and accommodation)$1,500
- $15,000
- $2,000,000
How does YAS make claims easier for you?
Submit a claim on YAS app
We’ll handle everything for you
We speed up the claim process
