Commute on. We’ve got you.

Cover for bus, taxi, Uber, MTR and more — up to 90 minutes per trip.

From

HK$ 40

10-trip pack or monthly unlimited

See coverage
Personal belongings
Accidental medical
Death & disablement
On the move

Accidents happen when you least expect them

Beyond holding the handrail — are you covered for the unexpected?

Sudden slam on the brakes
Sudden stop

Sudden slam on the brakes

Losing balance and twisting an ankle mid-ride.

  • Accidental medical up to HK$5,000
  • Activate cover in one tap
Phone went missing after a ride
Lost items

Phone went missing after a ride

Your phone might be left behind and never found.

  • Belongings up to HK$2,000
  • HK$1,000 per item
Reckless drivers on the road
Traffic risk

Reckless drivers on the road

Cutting off, running red lights, or speeding can lead to a crash.

  • Medical + death & disablement cover
  • Up to HK$200,000
Coverage

What RYDE covers on every trip

Same protection on both plans — tap a benefit to learn more.

Personal belongings
HK$2,000
When your belongings go missing
Lost items during your ride
Cover up to HK$1,000 per item, up to HK$2,000 for loss of belongings (HK$200 deductible per item).
What happened
After a taxi ride, AirPods worth HK$1,200 went missing.
Without RYDEYou pay allHK$1,200
With RYDERYDE paysHK$1,000(Max per item)ClaimHK$1,000
Terms & fine print

1. Personal Belongings CoverageCover up to HK$1,000 per item, up to HK$2,000 for loss of belongings (HK$200 deductible per item).

Subject to policy terms. A police report is required for missing items.
Plans

Two ways to ride covered

Same coverages — pick the pack that matches how often you ride.

10-trip pack

For occasional rides

HK$ 40

Valid 6 months · ~HK$4 / trip

  • 10 activations
  • 90 minutes per trip
  • Transfers covered within 90 min
Trips10 trips
Validity6 months
Cover per trip90 minutes
BelongingsHK$2,000
MedicalHK$5,000
Death & disablementHK$200,000

Eligibility: 18–70 years old with a valid HKID. See RYDE with YAS Policy Provisions for exclusions.

How to use

Get protected in one tap

Buy a plan, activate when you board, and stay covered for 90 minutes — including transfers.

Choose a package

Choose the 10-trip pack or monthly unlimited pass on the website or in the YAS app.

Download the YAS app
Download on the App StoreGet it on Google Play

Ready to ride covered?

Activate when you ride. Stay covered.

From HK$4 per trip · 90-minute cover · Bus, taxi, Uber, MTR & more

90 min
cover per trip
HK$4
from per trip
2 plans
ticket or monthly
Bus+
modes covered

Activate each trip in the YAS app when you board.

Eligibility: 18–70 years old with a valid HKID

Claims

How does YAS make claims easier for you?

Submit in the app — we keep the process straightforward.

Claim in the app

Upload the required documents and submit your claim in the YAS app — quick and convenient.

Support when you need it

If you have questions, contact the YAS team for help with your claim.

Streamlined claims

Get a claim outcome in as little as 3 working days.

FAQ

Common questions

Quick answers about RYDE passenger cover.

RYDE is eligible for anyone 18–70 years old living in Hong Kong with a valid HKID.

Ready to RYDE

Protect every ride

Pick a plan and activate cover when you board.