Why FLY travel insurance?
**The insured age is 0-79 (Single Trip) and 0-72 (Annual Travel).
What's COVID-19 coverage?
Before you go
Trip cancellation: If you contract COVID-19 or are considered as close contact and stay in a compulsory quarantine facility, hospital isolated ward, or a doctor confirms you’re unfit for travel, you’re entitled to Trip cancellation benefit up to HK$40,000.
Smooth entry: Some countries request travelers to get travel insurance with COVID-19 coverage and the COVID-19 coverage needs to reach a certain amount. FLY travel insurance meets the requirements.
During the trip
Overseas Hospital Cash: Apart from Medical Expenses benefit up to HK$1,500,000, you’ll get a daily Overseas Hospital Cash of HK$500 (up to the max. limit).
Shorten the trip: If you contract COVID-19 and stay in a local compulsory quarantine facility or hospital isolated ward, or a doctor confirms you’re unfit for travel, you’re entitled to Trip Curtailment benefit up to HK$40,000.
Free extension: If you need to stay overseas longer than planned owing to COVID-19, FLY travel insurance can be extended up to 10-day for free.
Back to HK
Quarantine cash: Within 7 days of returning to Hong Kong, if you stay in a compulsory quarantine facility or hospital isolated ward due to COVID-19 contraction on the trip, you’ll get a daily quarantine cash allowance of HK$500 (up to max. HK$5,000).
Follow-up medical treatment: If a doctor diagnoses you need medical follow-ups due to COVID-19 contraction, 90-day necessary medical expenses are covered after you return to Hong Kong.
Please refer to FLY* Policy Provisions for full coverage and exclusion details.
*FLY is also known as Bravo Travel Protector.
How to choose your best plan?
Think about the coming 12 months - if you’ve planned more than 3 trips, Annual Travel Plan may save you money. Then figure out what you worry about most and compare that coverage among 3 plans. From our experience, the top 3 traveler concerns are Travel Delay, Loss of Personal Belongings and Medical Expenses.
- Single TripAnnual Travel
Medical Expenses
Personal Accident
Emergency Medical Evacuation
Trip Cancellation
Trip Curtailment
Travel Delay
Personal Baggage
Personal Liability
24-hour Worldwide Emergency Assistance
- $500,000
- $350,000
- $10,000
- $10,000
- Cash Allowance$500per 6 hours(up to $2,000)ORLoss of pre-paid expenses⁺ due to cancellation of trip(⁺transportation and accommodation)$1,000
- $10,000
- $1,000,000
- $1,000,000
- $650,000
- $20,000
- $20,000
- Cash Allowance$500per 6 hours(up to $2,000)ORLoss of pre-paid expenses⁺ due to cancellation of trip(⁺transportation and accommodation)$1,500
- $15,000
- $2,000,000
How does YAS make claims easier for you?
Submit a claim on YAS app
We’ll handle everything for you
We speed up the claim process
